{"id":208685,"date":"2026-05-04T09:45:34","date_gmt":"2026-05-04T01:45:34","guid":{"rendered":"http:\/\/www.htt.hk\/?p=208685"},"modified":"2026-05-04T09:45:34","modified_gmt":"2026-05-04T01:45:34","slug":"%e5%a5%a2%e4%be%88%e5%93%81%e7%89%8c%e9%9b%86%e4%bd%93%e5%bc%80%e9%80%9a%e5%88%86%e6%9c%9f%e5%85%8d%e6%81%af%ef%bc%9a%e4%b8%80%e9%a1%b9%e8%a1%8c%e4%b8%9a%e5%85%b1%e8%af%86%e6%98%af%e6%80%8e%e6%a0%b7","status":"publish","type":"post","link":"http:\/\/www.htt.hk\/?p=208685","title":{"rendered":"\u5962\u4f88\u54c1\u724c\u96c6\u4f53\u5f00\u901a\u5206\u671f\u514d\u606f\uff1a\u4e00\u9879\u884c\u4e1a\u5171\u8bc6\u662f\u600e\u6837\u8fbe\u6210\u7684\uff1f"},"content":{"rendered":"\n<p><strong>\u81f3\u5c11\u6709 16 \u4e2a\u56fd\u9645\u5962\u4f88\u54c1\u724c\u5df2\u5728\u4e2d\u56fd\u5e02\u573a\u5404\u7c7b\u5b98\u65b9\u7535\u5546\u6e20\u9053\u4e0a\u7ebf\u6700\u9ad8 24 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class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/image.luxe.co\/wp-content\/uploads\/2026\/05\/%E5%BE%AE%E4%BF%A1%E5%9B%BE%E7%89%87_20260503134819_288_7121.jpg?x-oss-process=image\/resize,m_fill,w_1700,h_1132\" alt=\"\" class=\"wp-image-465242\"\/><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>\u4e00\u3001\u5168\u7403\u901a\u884c\u7684\u96f6\u552e\u57fa\u5efa\u4e0e\u4e2d\u56fd\u5e02\u573a\u7684\u6e10\u8fdb\u90e8\u7f72<\/strong><\/h5>\n\n\n\n<p>\u8981\u7406\u89e3\u5962\u4f88\u54c1\u884c\u4e1a\u4e3a\u4f55\u96c6\u4f53\u8f6c\u5411\u5206\u671f\uff0c\u7b2c\u4e00\u6b65\u662f\u628a\u89c6\u7ebf\u4ece\u4e2d\u56fd\u5e02\u573a\u62c9\u8fdc\uff0c\u653e\u5230\u5168\u7403\u96f6\u552e\u7684\u5b8f\u89c2\u5750\u6807\u91cc\u53bb\u770b\u3002<\/p>\n\n\n\n<p>\u5728\u6b27\u7f8e\u7b49\u6210\u719f\u5e02\u573a\uff0c<strong>\u5962\u4f88\u54c1\u5206\u671f\u751f\u6001\u4e3b\u8981\u7531 Klarna\u3001Affirm\u3001Zip 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src=\"https:\/\/image.luxe.co\/wp-content\/uploads\/2026\/05\/1777770433-bNiEF6f1.png\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>\u5728\u6b27\u7f8e\u5962\u4f88\u54c1\u96f6\u552e\u751f\u6001\u4e2d\uff0c\u5206\u671f\u652f\u4ed8\u7684\u89d2\u8272\u65e9\u5df2\u4e0d\u662f\u67d0\u79cd\u201c\u8865\u5145\u9009\u9879\u201d\uff0c\u800c\u662f\u57fa\u7840\u8bbe\u65bd\u7ea7\u522b\u7684\u6807\u914d\u3002<\/strong><\/p>\n\n\n\n<p>\u5728\u4e2d\u56fd\uff0c\u65e9\u5728 2000 \u5e74\u4ee3\u4e2d\uff0c\u738b\u5e9c\u4e95\u3001\u71d5\u838e\u3001SKP\uff08\u5f53\u65f6\u8fd8\u53eb\u505a\u201c\u65b0\u5149\u5929\u5730\u201d\uff09\u7b49\u9ad8\u7aef\u767e\u8d27\u5c31\u9646\u7eed\u4e0e\u94f6\u884c\u4f53\u7cfb\u6df1\u5ea6\u7ed1\u5b9a\uff0c\u5c06\u5206\u671f\u652f\u4ed8\u5d4c\u5165\u5927\u989d\u6d88\u8d39\u573a\u666f\uff0c\u8fdb\u5165 2010 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class=\"wp-block-heading\"><strong>\u4e8c\u3001\u5ba2\u7fa4\u753b\u50cf\u91cd\u6784\u4e0e\u786c\u5962\u201c\u8d44\u4ea7\u5c5e\u6027\u201d\u7684\u5929\u7136\u5951\u5408<\/strong><\/h5>\n\n\n\n<p>\u5982\u679c\u8bf4\u57fa\u5efa\u5c42\u9762\u7684\u6f14\u8fdb\u89e3\u91ca\u4e86\u201c\u5206\u671f\u4e3a\u4ec0\u4e48\u80fd\u591f\u5728\u5962\u4f88\u54c1\u884c\u4e1a\u7cfb\u7edf\u6027\u94fa\u5f00\u201d\uff0c<strong>\u90a3\u4e48\u771f\u6b63\u9a71\u52a8\u54c1\u724c\u4e3b\u52a8\u62e5\u62b1\u8fd9\u4e00\u5de5\u5177\u7684\uff0c\u662f\u53e6\u4e00\u6761\u66f4\u4e3a\u5173\u952e\u7684\u903b\u8f91\u7ebf\u2014\u2014\u4eca\u5929\u9009\u62e9\u5206\u671f\u652f\u4ed8\u7684\u6d88\u8d39\u8005\u662f\u8c01\uff0c\u4ee5\u53ca\u4ed6\u4eec\u8d2d\u4e70\u7684\u5546\u54c1\u5177\u5907\u600e\u6837\u7684\u4ef7\u503c\u5c5e\u6027\u3002<\/strong><\/p>\n\n\n\n<p><strong>\u2014\u2014\u5ba2\u7fa4\u753b\u50cf\uff1a\u4f1a\u8d5a\u4f1a\u7b97\u7684\u4e2d\u4ea7\u3001Gen Z \u4e0e\u5973\u6027\u6d88\u8d39\u8005<\/strong><\/p>\n\n\n\n<p>\u5206\u671f\u514d\u606f\u6240\u89e6\u8fbe\u7684\u5ba2\u7fa4\uff0c\u662f\u5f53\u4e0b\u5962\u4f88\u54c1\u5e02\u573a\u6700\u5177\u8d2d\u4e70\u529b\u4e0e\u5f71\u54cd\u529b\u7684\u51e0\u7c7b\u6838\u5fc3\u5ba2\u6237\u3002<\/p>\n\n\n\n<p>\u6765\u81ea\u5929\u732b\u5962\u54c1\u7684\u72ec\u5bb6\u6570\u636e\u63ed\u793a\u4e86\u51e0\u4e2a\u503c\u5f97\u5173\u6ce8\u7684\u5ba2\u7fa4\u7279\u5f81\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u7b2c\u4e00\uff0c\u5973\u6027\u6d88\u8d39\u8005\u662f\u5206\u671f\u514d\u606f\u7684\u4e3b\u529b\u4eba\u7fa4\u3002<\/strong>\u5728\u8be5\u5e73\u53f0\u4e0a\uff0c\u76f8\u6bd4\u7537\u6027\u6d88\u8d39\u8005\uff0c\u5973\u6027\u6d88\u8d39\u8005\u66f4\u504f\u7231\u4f7f\u7528\u5206\u671f\u514d\u606f\u5b8c\u6210\u5962\u4f88\u54c1\u6d88\u8d39\u2014\u2014\u8fd9\u4e0e\u5973\u6027\u5728\u5962\u4f88\u54c1\u5e02\u573a\u4e0a\u957f\u671f\u5360\u636e\u4e3b\u5bfc\u5730\u4f4d\u7684\u6574\u4f53\u683c\u5c40\u76f8\u543b\u5408\u3002<\/li>\n\n\n\n<li><strong>\u7b2c\u4e8c\uff0c\u9ad8\u51c0\u503c\u4eba\u7fa4\u5c55\u73b0\u51fa\u66f4\u9ad8\u7684\u91d1\u878d\u5de5\u5177\u4f7f\u7528\u7387\u3002<\/strong>\u5929\u732b\u5962\u54c1\u89c2\u5bdf\u5230\uff0c\u9ad8\u51c0\u503c\u6d88\u8d39\u8005\u8d2d\u4e70\u5962\u4f88\u54c1\u7684\u65b9\u5f0f\u66f4\u4e3a\u6210\u719f\u2014\u2014\u4ed6\u4eec\u6d88\u8d39\u5b9e\u529b\u5f3a\u52b2\uff0c\u4f46\u540c\u65f6\u4e5f\u7cbe\u6253\u7ec6\u7b97\uff0c\u4f1a\u5408\u7406\u4f7f\u7528\u5206\u671f\u6765\u8d2d\u4e70\u9ad8\u4ef7\u503c\u5546\u54c1\u3002\u8fd9\u662f\u4e00\u7ec4\u5bb9\u6613\u88ab\u5ffd\u89c6\u7684\u6d88\u8d39\u884c\u4e3a\u4fe1\u53f7\uff1a\u8d2d\u4e70\u529b\u4e0e\u7cbe\u6253\u7ec6\u7b97\u5e76\u4e0d\u77db\u76fe\uff0c\u53cd\u800c\u5f80\u5f80\u662f\u540c\u4e00\u7fa4\u4eba\u7684\u4e24\u4e2a\u9762\u3002<\/li>\n\n\n\n<li><strong>\u7b2c\u4e09\uff0c\u9876\u7ea7 VIC\u5ba2\u7fa4\uff08Very Important Client\uff09\u66f4\u504f\u597d\u91d1\u878d\u5de5\u5177\u652f\u4ed8\u3002<\/strong>\u5929\u732b\u5962\u54c1\u7684\u5962\u4eab\u4ff1\u4e50\u90e8 VIC \u4eba\u7fa4\u2014\u2014\u4e5f\u5c31\u662f\u5e73\u53f0\u4e0a\u6700\u9ad8\u6d88\u8d39\u5c42\u7ea7\u7684\u6838\u5fc3\u5ba2\u6237\u2014\u2014\u4f7f\u7528\u82b1\u5457\u5206\u671f\u6216\u5176\u4ed6\u91d1\u878d\u65b9\u5f0f\u652f\u4ed8\u7684\u5360\u6bd4\uff0c\u663e\u8457\u9ad8\u4e8e\u5927\u76d8\u4eba\u7fa4\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u8fd9\u4e00\u4e2d\u56fd\u5e02\u573a\u89c2\u5bdf\u4e0e\u5168\u7403\u8d8b\u52bf\u9ad8\u5ea6\u4e00\u81f4\u3002\u5b89\u6c38\uff08EY\uff092025 \u5e74\u5962\u4f88\u54c1\u5ba2\u6237\u6307\u6570\uff08Luxury Client Index\uff09\u7684\u8c03\u7814\u7ed3\u679c\u663e\u793a\uff1a<strong>Z \u4e16\u4ee3\u548c\u5343\u79a7\u4e00\u4ee3\u5bf9\u5206\u671f\u652f\u4ed8\u7684\u63a5\u53d7\u5ea6\uff08\u5206\u522b\u4e3a 36% \u4e0e 37%\uff09\u663e\u8457\u9ad8\u4e8e\u4e0a\u4e00\u4ee3\u6d88\u8d39\u8005<\/strong>\uff1b\u800c\u66f4\u5177\u53cd\u76f4\u89c9\u7684\u53d1\u73b0\u662f\u2014\u2014<strong>\u5e74\u6d88\u8d39 1 \u4e07\u6b27\u5143\u4ee5\u4e0a\u3001\u5bb6\u5ead\u5e74\u6536\u5165 40 \u4e07\u6b27\u5143\u4ee5\u4e0a\u7684\u6700\u5bcc\u88d5\u5ba2\u7fa4\uff08\u5b89\u6c38\u79f0\u4e4b\u4e3a\u201cBeyond\u201d\u7fa4\u4f53\uff09\uff0c\u5bf9\u5206\u671f\u7684\u63a5\u53d7\u5ea6\u53cd\u800c\u6700\u9ad8\uff0c\u8fbe 43%<\/strong>\u3002\u5b89\u6c38\u5728\u62a5\u544a\u4e2d\u660e\u786e\u5efa\u8bae\uff1a<strong>\u5962\u4f88\u54c1\u724c\u5e94\u5c06\u7075\u6d3b\u5206\u671f\u89c6\u4e3a\u5438\u5f15\u6838\u5fc3\u5ba2\u7fa4\u7684\u6709\u6548\u670d\u52a1\u5de5\u5177\uff0c\u800c\u975e\u5f71\u54cd\u54c1\u724c\u4ef7\u503c\u611f\u7684\u59a5\u534f\u624b\u6bb5<\/strong>\u3002<\/p>\n\n\n\n<p>\u628a\u4e2d\u56fd\u5e02\u573a\u7684\u5929\u732b\u5962\u54c1\u6570\u636e\u4e0e\u5168\u7403\u8303\u56f4\u7684\u5b89\u6c38\u8c03\u7814\u653e\u5728\u4e00\u8d77\u770b\uff0c\u7ed3\u8bba\u6307\u5411\u540c\u4e00\u4e2a\u65b9\u5411\uff1a<strong>\u5206\u671f\u514d\u606f\u6b63\u662f\u4f18\u8d28\u4e2d\u4ea7\u3001Gen Z\u3001\u5973\u6027\u6d88\u8d39\u8005\u4e0e\u9ad8\u51c0\u503c\u5ba2\u7fa4\u4e3b\u52a8\u4f18\u5316\u73b0\u91d1\u6d41\u3001\u8fdb\u884c\u7406\u6027\u8d44\u91d1\u7ba1\u7406\u7684\u73b0\u4ee3\u6d88\u8d39\u91d1\u878d\u57fa\u5efa\u3002\u800c\u8fd9\u4e9b\u4eba\u7fa4\u6070\u6070\u662f\u5962\u4f88\u54c1\u884c\u4e1a\u6700\u5e0c\u671b\u6df1\u5ea6\u670d\u52a1\u7684\u6838\u5fc3\u5ba2\u6237\u3002<\/strong><\/p>\n\n\n\n<p><strong>\u2014\u2014\u8d44\u4ea7\u5c5e\u6027\uff1a\u786c\u5962\u4e0e\u878d\u8d44\u624b\u6bb5\u7684\u903b\u8f91\u5bf9\u4f4d<\/strong><\/p>\n\n\n\n<p>\u5f53\u6211\u4eec\u8fdb\u4e00\u6b65\u5ba1\u89c6\u5962\u4f88\u54c1\u7684\u4ea7\u54c1\u7ed3\u6784\uff0c\u4f1a\u53d1\u73b0\u5962\u4f88\u54c1\u5e76\u975e\u94c1\u677f\u4e00\u5757\u2014\u2014\u4ee5\u9ad8\u7ea7\u73e0\u5b9d\u4e3a\u4ee3\u8868\u7684\u786c\u5962\u54c1\u7c7b\uff0c\u4e0e\u5b63\u8282\u6027\u8f83\u5f3a\u7684\u65f6\u5c1a\u5355\u54c1\u5728\u4ef7\u503c\u5c5e\u6027\u4e0a\u5b58\u5728\u663e\u8457\u5dee\u5f02\u3002\u800c\u8fd9\u79cd\u201c\u7406\u6027\u8d44\u91d1\u7ba1\u7406\u201d\u7684\u9700\u6c42\u4e0e\u786c\u5962\u672c\u8eab\u7684\u8d44\u4ea7\u5c5e\u6027\uff0c\u6b63\u5728\u5f62\u6210\u4e00\u79cd\u5929\u7136\u7684\u5951\u5408\u3002<\/p>\n\n\n\n<p>\u8d1d\u6069\u516c\u53f8\u53d1\u5e03\u7684\u300a2025 \u5e74\u4e2d\u56fd\u4e2a\u4eba\u5962\u4f88\u54c1\u5e02\u573a\u300b\u62a5\u544a\u6307\u51fa\uff0c2025 \u5e74\u4e2d\u56fd\u73e0\u5b9d\u54c1\u7c7b\u7684\u964d\u5e45\u6536\u7a84\u81f3 0%-5%\uff0c\u662f\u8868\u73b0\u4ec5\u6b21\u4e8e\u7f8e\u5986\u4e2a\u62a4\u7684\u54c1\u7c7b\u3002\u62a5\u544a\u8fdb\u4e00\u6b65\u5206\u6790\uff1a<strong>\u6ce8\u91cd\u4fdd\u503c\u7684\u6d88\u8d39\u8005\u6301\u7eed\u6d8c\u5165\u73e0\u5b9d\u6d88\u8d39\u5e02\u573a\uff0c\u5bf9\u7cbe\u54c1\u73e0\u5b9d\u9752\u7750\u6709\u52a0\uff1b\u8d35\u91d1\u5c5e\u4ef7\u683c\u4e0a\u6da8\u8fdb\u4e00\u6b65\u5f3a\u5316\u4e86\u73e0\u5b9d\u4f5c\u4e3a\u8d44\u4ea7\u7684\u4ef7\u503c\u5c5e\u6027\u3002<\/strong><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/image.luxe.co\/wp-content\/uploads\/2026\/01\/ScreenShot_2026-01-30_122738_075.png?x-oss-process=image\/resize,w_1700\" alt=\"\"\/><\/figure>\n<\/div>\n\n\n<p>\u4f01\u4e1a\u5c42\u9762\u7684\u4e1a\u7ee9\u9a8c\u8bc1\u4e5f\u547c\u5e94\u4e86\u8fd9\u4e00\u884c\u4e1a\u5224\u65ad\u3002\u5728 2026 \u5e74\u7b2c\u4e00\u5b63\u5ea6\u8d22\u62a5\u7535\u8bdd\u4f1a\u8bae\u4e0a\uff0c\u6cd5\u56fd\u5962\u4f88\u54c1\u5de8\u5934 LVMH \u96c6\u56e2\u62ab\u9732\u5176\u624b\u8868\u548c\u73e0\u5b9d\u90e8\u95e8\u5b9e\u73b0 7% \u7684\u6709\u673a\u589e\u957f\uff0c\u662f\u96c6\u56e2\u8868\u73b0\u6700\u597d\u7684\u90e8\u95e8\u4e4b\u4e00\uff1b\u9996\u5e2d\u8d22\u52a1\u5b98 C\u00e9cile Cabanis \u5728\u5206\u6790\u5e08\u7535\u8bdd\u4f1a\u8bae\u4e0a\u660e\u786e\u6307\u51fa\uff0c<strong>\u4e2d\u56fd\u6d88\u8d39\u8005\u5bf9\u7ecf\u5178\u7cfb\u5217\u3001\u5de5\u827a\u53ca\u9ad8\u7ea7\u73e0\u5b9d\u7684\u6574\u4f53\u53cd\u54cd\u5f3a\u52b2\u3002<\/strong><\/p>\n\n\n\n<p>\u6765\u81ea\u786c\u5962\u9886\u57df\u53e6\u4e00\u5de8\u5934\u7684\u5224\u65ad\u540c\u6837\u503c\u5f97\u5173\u6ce8\u3002\u5728\u745e\u58eb\u5386\u5cf0\u96c6\u56e2\uff08Richemont\uff092026 \u8d22\u5e74\u534a\u5e74\u5ea6\u4e1a\u7ee9\u7535\u8bdd\u4f1a\u8bae\u4e0a\uff0c\u5f53\u5206\u6790\u5e08\u5c31\u201c\u5927\u5b97\u5546\u54c1\u6295\u8d44\u5c5e\u6027\u201d\u4e0e\u201c\u4ef7\u503c\u50a8\u5b58\u529f\u80fd\u201d\u63d0\u95ee\u65f6\uff0c\u96c6\u56e2\u9996\u5e2d\u6267\u884c\u5b98 Nicolas Bos \u505a\u51fa\u4e86\u6b63\u9762\u56de\u5e94\u3002\u4ed6\u6307\u51fa\uff1a\u9ec4\u91d1\u5bf9\u8bb8\u591a\u4eba\u800c\u8a00\u662f\u4e00\u79cd\u201c\u6295\u8d44\u8f7d\u4f53\u201d\uff08investment vehicle\uff09\uff0c\u800c\u5bf9\u5386\u5cf0\u96c6\u56e2\u800c\u8a00\u5b83\u662f\u4e00\u79cd\u52a0\u5de5\u6750\u6599\uff1b\u4ed6\u786e\u8ba4\u9ec4\u91d1\u672c\u8eab\u7684\u5438\u5f15\u529b\u53ca\u5176\u6295\u8d44\u4ef7\u503c\uff0c\u4e5f\u5bf9\u73e0\u5b9d\u7684\u5438\u5f15\u529b\u4ea7\u751f\u4e86\u79ef\u6781\u7684\u4f20\u5bfc\u5f71\u54cd\u3002<\/p>\n\n\n\n<p>Nicolas Bos \u8fdb\u4e00\u6b65\u4ee5\u4e00\u4e2a\u7cbe\u5999\u7684\u8868\u8ff0\u70b9\u660e\u4e86\u73e0\u5b9d\u76f8\u8f83\u4e8e\u7eaf\u91d1\u878d\u8d44\u4ea7\u7684\u72ec\u7279\u4f18\u52bf\u2014\u2014<strong>\u4ee5\u9ad8\u7ea7\u73e0\u5b9d\u5f62\u5f0f\u6301\u6709\u9ec4\u91d1\u800c\u975e\u7eaf\u7cb9\u7684\u91d1\u878d\u5f62\u5f0f\uff0c\u80fd\u591f\u8ba9\u6d88\u8d39\u8005\u201c\u4e24\u5168\u5176\u7f8e\u201d\uff08get the best of both worlds\uff09\uff1a\u540c\u65f6\u83b7\u5f97\u7269\u8d28\u4fdd\u503c\u4e0e\u60c5\u7eea\u5ba1\u7f8e\u7684\u53cc\u91cd\u4ef7\u503c\u3002<\/strong><\/p>\n\n\n\n<p>\u56de\u5230\u5929\u732b\u5962\u54c1\u7684\u6570\u636e\u4e0a\uff0c\u4f1a\u53d1\u73b0\u4e00\u7ec4\u540c\u6837\u8010\u4eba\u5bfb\u5473\u7684\u7ec6\u8282\uff1a<strong>\u901a\u8fc7\u5206\u671f\u514d\u606f\u6210\u4ea4\u7684\u5546\u54c1\u4e2d\uff0c12 \u671f\u4e0e 24 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100% 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